UK Salary Calculator
Calculate your take-home pay after tax, National Insurance, student loans and pension contributions. Updated for 2025/26 and 2026/27 tax years.
Smart Tips
No pension contribution set
Most UK employers are required to auto-enrol eligible employees into a workplace pension (minimum 5% employee + 3% employer). Check if you should account for pension contributions in your calculation.
GOV.UK: Workplace pensions (opens in new tab)Add your tax code for a more accurate estimate
Your tax code (e.g. 1257L) determines your exact personal allowance. Find it on your payslip, P60, or HMRC online account. Without it, we use the standard allowance.
GOV.UK: Understanding your tax code (opens in new tab)Your effective deduction rate is 17.9%
This is your total tax, NI, and other deductions as a percentage of gross income. The £12,570 personal allowance means your effective rate is lower than the headline tax rate.
HMRC: Income Tax rates and bands (opens in new tab)